Want to know how to increase your wealth mentality, feel good, and help out a deserving person, all at the same time?

Leave a big tip when you go out to eat.

Very often, an extra $10 or $15 means quite a lot more to your waiter or waitress than it would to you or me.

They are working very hard for very little money. They may carry heavy trays or hot plates all day. They often have to put up with abusive customers. And still they put on a happy face and treat you like a guest.

These waiters and waitresses are not looking for a hand out. They are working for every cent they get.

The next time you go out to eat, take a few minutes to observe the person waiting on you. Watch how they take care of several parties at the same time. Notice their attitude when they talk to you. Most of the time, if you do this, you will get a new perspective on what they do.

When they do a good job, give them a bigger tip than what is expected. You’ll see someone seeing themselves with renewed self esteem. You’ll be helping a deserving person out. And you’ll feel good for brightening another person’s day. It will make you feel wealthy, too.

Where else can you do so much for so little?

What Recession?


I just got a call from a friend of mine. She is president of a company involved in construction and remodeling.

Thinking I already knew the answer, I asked her how her business was doing. Surprisingly, she said “Great! We almost have more business than we can handle! Our challenge is getting enough good people to do the work.”

When I mentioned that a lot of businesses, especially housing related businesses, are experiencing a recession, she simply said “Not over here!”.

What do you think would happen if she started thinking, “Oh no. The economy is falling apart. And the housing market is the worst. I better pull in the reins, cut costs, not take on so many jobs in this risky environment, and start a hiring freeze.” ?

Exactly. It would be a self fulfilling prophecy.

So, does that mean we should just stick our head in the sand and ignore what we see? Of course not. But in every situation, there are opportunities for people that look for them.

If some of your customers are buying less from you now, think of ways you can provide more value to help them through difficult times. Not only will your business grow, but you’ll gain some very loyal customers.

Be like the late Sam Walton. When asked for his opinion of the 1991 recession, he said, “I’ve thought about it, and decided not to participate.” Within only two years Wal-Mart’s share price was up 200% !

If you are a huge multi-national bank or investment company, then ok, maybe you’ve got a steep hill to climb. But, if not, then ignore the exaggerations of the media, and just take care of business.

Like Earlene Vining says, “If it is to be, it’s up to me.

Multi-Streaming for Financial Security

A friend of mine called me a few days ago. He told me that he was going to be out of a job in a couple of weeks. I was floored. I know him to be a hard working, honest, friendly, and successful person. It turns out, though, that in this case, none of that matters. The company that he works for is merging with another. The office is moving across the country. And the long and the short of it is that most of the employees here will need new employment.

This re-emphasises something that I’ve long believed in. The only way to be financially secure is to have multiple INDEPENDENT streams of income.

We all know the importance of diversification in our investments. We would never put all of our money into one stock, but we often have only one plan, our current job, for income. And, for one reason or another, that usually leads to some inconvenient times, like my friend is experiencing.

I suggest that you begin immediately to develop some new ways of earning income, that have nothing to do with your current job. No, I’m not suggesting you get a second full-time job! I’m talking about ways of making money that don’t require your presence all the time.

Rent out some property. Sell items on the internet. If you’re reading this, I know you have some internet skills. Start an internet business.

You say that you can’t come up with any ideas that would earn enough money to make it worthwhile? Many people think that they need an idea worth thousands before they get started. Another friend of mine, Dennis Becker, wrote a book about using ideas that only earn five dollars a day. You start one, get it running, and then move to the next one. Combined, this leads to some serious income. For a complete description, I recommend that you get his book.

Note that your incomes need to be completely independent of each other. Life Happens, and you must be diversified to be safe.

Multiple independent streams of income (multi-streaming) can give you security like nothing else. You know that if any one of your income streams fail, you have others.